Our Services
Superannuation
We’ll help simplify super for you by:
- Selecting the right super fund for you
- Choosing the right mix of investments
- Setting up your employer and/or your personal contributions.
- Setting up your self-managed superannuation fund, if you wish to have more control and it is in your best interests
- Make sure that your super is left to the people you want it to go to
Investment
We’ll help you understand the investment process and align it to what you want to achieve. We set realistic expectations and take emotion out of the investment process.
Each decision is considered carefully.
We use our experience, technology, independent research/ analysis to support our advice. Your assets are in safe hands.
Life Insurance
Imagine if the main earner dies or suffers severe injuries and you can’t afford to pay your mortgage, the family expenses or the medical bills. How would your family survive?
It’s a pretty bleak picture and that is why insuring against death and disability is so important.
To help you, we determine the right amount of cover you or your family need, then we find the most competitively priced policies that suit your requirements.
We then complete all the paperwork on your behalf to get the policies established.
Insurance is one of those things that you think you don’t need until you really need it.
Having insurance will give you and/or your family peace of mind that you are protected.
Retirement Planning
Retirement requires careful planning. As you get closer to the date, we will ensure that you know what level of income you can expect in retirement.
We will also assess your eligibility to the age pension and the various pensioner and seniors’ concession cards. We will also continue to try and make sure you are achieving the income you require to the best of our ability.
Tax Planning
Tax planning is an important part of even the simplest plan.
The less tax you pay means more money in your pocket.
We will make sure that you receive all the tax deductions, offsets and rebates you are eligible for, making you as tax efficient as possible.
Budgeting/Saving/Debt Management
We will provide guidance on how to run your household budget, manage your debts and save for those large purchases. We will make sure that you are not overpaying on your loans and living expenses.
Property
Whether you’re buying your first home, dream home or investment property, we can help you avoid making purchasing mistakes. We can guide you through the property buying process by choosing the right property to suit your needs, organize the right loan and recommend a solicitor to complete your conveyancing.
Estate Planning
Transferring wealth to future generations can be a challenging process. Not transferring it correctly can create family arguments, large tax bills, a lot of extra red tape and even challenges to your will. We can help you to smoothly transfer your assets to your loved ones and help to potentially protect those assets from outside interference.
Other Services
Think of us as your guides in all things to do with money. We’ve built a strong network of advice partners across accounting, mortgage broking, property and the law which we can call in at the right time to collaborate with and implement your financial strategies.